• EBITDA

    Proxy for cash flow

    From tax returns and accounts.
    Net Income + Depreciation + Interest Expense

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  • Owners' W-2

    Personal guarantee required.
    Consider outside stable salaries.

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  • Bank statement Credits

    Credits should support the business revenue.

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  • Revenue Stream

    Is it dependable and stable?
    What drives revenue?

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  • A/R A/P Analysis

    How long does it take to get paid and to pay suppliers.

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  • About

    Z LLC
    2620 Regatta Dr Ste 102
    Las Vegas NV 89128
    702-612-3536(o) 

    Working With You
 
 
Recently funded small business loans
Industry
Automotive
State: Texas
Loan Amount: $150,000
Term: 60 Months
Rate: 12.69%
Global DSCR: 1.36
Global Asset Coverage:1.82
FICO: 640-660
Industry
Restaurant
State: New York
Loan Amount: $350,000
Term: 36 Months
Rate: 11.1119%
Global DSCR: 1.0
Global Asset Coverage:1.48
FICO: 670-690
Industry
Cosmetics
State: Florida
Loan Amount: $200,000
Term: 60 Months
Rate: 21.29%
Global DSCR: 0.81
Global Asset Coverage:0.45
FICO: 680-700
 
 
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