ZS Funding is a value added affiliate of the Funding Circle, the leading global marketplace for small business loans. Funding Circle provides the financing; we provide the expertise to best prepare you for financing. We work with other marketplaces, so if you want financing, we most likely know someone who will close the deal.
What People Are Saying
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How We Do It?
Funding Circle uses cutting-edge technology to connect creditworthy small businesses who want to borrow with investors who want to lend to them. They focus exclusively on small businesses, and their ultimate goal is to build a better financial world. So far, Funding Circle has helped over 15,000 small businesses in the US, UK, and Europe access financing at rates that actually allow their businesses to grow. They are exceptionally committed to transparency and honesty, and are proud co-authors and signatories of the Small Business Borrowers' Bill of Rights.
Funding Circle is not a short-term or merchant cash advance lender, and they are definitely not a bank. Their application process takes only 10 minutes, and their product — a fully amortizing term loan with rates as low as 5.49 percent — is a smart way to fuel the continued growth of your business.
As a marketplace lender, Funding Circle has a unique underwriting process that takes a holistic view of your business. Once you pass the basic eligibility criteria*, most applicants receive a call from their credit team, giving you the opportunity to explain your business directly to the underwriter. You don’t get that kind of service with an SBA loan or an MCA!
The online application process is also extremely straightforward, taking only 10 minutes to apply and less than 10 days to get funded. Combine the fast turn around time with personalized customer attention and some of the lowest rates on the market, and there’s no reason why we shouldn’t check your eligibility -- it's free and takes less than 60 seconds.
*Minimum eligibility requirements include: FICO score >620, +2 years in business, no bankruptcies within 7 years, no criminal convictions.
10 Minutes Now May Improve Your Business in 10 Days